Both fairly new online savings accounts with a reputable bank behind them. I’ve had an ING account (3.8% APY) for several years and just opened an Emigrant account (4.0% APY). Currently, ING has a promotion where they’re offering a whopping 4.75% from now until April 15th.
This is particularly great for me because I just moved the bulk of my funds from ING to Emigrant so (I think) it will all qualify as a “new deposit.”
If you haven’t set up an online savings account yet, now’s the time. No minimums, so even if you can only stick $5 into the account, it’s worth it to get started.


